How Does It Work

  • Apply online

Send us your loan application by filling out our easy and secure application form.

  • Immediate decision

You’ll get your loan decision in just a few minutes.

  • Cash in your account

If you are approved, you’ll be paid the next day* or the next business day.

What information do I need to do in order to get a loan?

General eligibility requirements

When applying for a loan online, ensure that you meet the eligibility requirements. Certain requirements can differ based on your home state. Below is a list of the general requirements for loan applicants:

  • It is required to be years old or older.
  • You must carry a photo ID issued by the government.
  • You must be able to prove a source of income
  • You must have an active email address and a telephone number
  • You need to be able to establish an active bank account

Can I obtain a loan with bad credit?

Yes. A credit score isn’t the only element being taken into consideration when evaluating your loan application. However, the risk of having a bad credit score can result in a loan that is more costly and fewer choices to select from.

What is a credit check?

If you opt to get a payday loan or installment loan, then some lenders may conduct a credit check with one or all of the main credit bureaus, which could impact your credit score. If you’d prefer not to have any kind of credit investigation, the title loan is the best choice as your car is used as collateral, and there are no credit checks being made.

Content Manager at ZaxLoans.com | Website

As the content manager for ZaxLoans.com, Charlotta Robel is keen to assist you to learn about the specifics of financial matters and help you search for the most suitable solution for your needs whether it's borrowing money or making money through other ways, or enhancing the quality of your credit score.

She holds earned an MD with a specialization in Philology is one of the most renowned universities. Certified Member of New York State Business Valuation and Digital Assets Committee. Charlotta holds an undergraduate education from a top European school. She speaks fluently English, German, Italian and Russian. For more than 10 years, Charlotta has been involved in blog writing and content writing, feature or article writing reviewing, editing and many more.